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Hauppauge NY Workers Comp Attorney Hauppauge NY Workers Comp Attorney

Our team of Hauppauge, NY Workers Comp Attorneys at Polsky, Shouldice & Rosen, P.C. understand that in order for workers’ compensation benefits to work smoothly, both employer and employees must understand the laws regarding this program. Workers’ compensation insurance aims to help safeguard businesses in the event of a workplace accident, while also giving the employee what he or she needs to get better medically.

Here are common questions that employees may ask their NY Workers Comp Attorney when it comes to being eligible for and using workers’ compensation benefits if a workplace accident were to occur:

What does workers’ compensation benefits cover?

Workers compensation programs help cover lost wages, medical bills, ongoing costs for treatment, and funeral expenses if the employee had passed away because of the work-related accident. However, not every company has workers’ compensation benefits available to their employees. Companies that may not be required to have such a program are those that: 

  • Have employees which are independent contractors, part-time domestic workers, nannies, maids, maintenance workers, taxi drivers, and some agricultural workers 
  • Are run purely from volunteer assistance
  • Have employees that work intermittently with minimal hours throughout the year 

Are there situations in which workers’ compensation benefits won’t cover?

While workers’ compensation benefits strive to protect both employees and businesses, a Hauppauge Workers Comp Attorney in New York can tell you about situations in which the accident injuries aren’t covered. These circumstances vary by state. But in general, if any of the following factors are true for the workplace accident, then there is a chance the person’s claim will be denied:

  • The injuries were a result of a fight instigated by that employee
  • The employee had been under the influence of alcohol or drugs when the workplace incident occurred
  • The employee had intentionally caused the injury to collect workers’ comp benefits
  • The injuries were mental/emotional that had not been a direct result of a workplace incident

Where do the funds for workers’ compensation programs come from?

If the company is to have a workers’ compensation program, it is their responsibility to purchase insurance that covers employees. Employees are not to pay for these benefits. Most states require businesses to have workers’ comp insurance. For those states that do not necessitate it, the coverage is elective. How much workers’ compensation insurance costs the company depends on business size, state laws, type of work, and on-the-job risks. 

How do I know whether I am eligible for workers’ comp benefits?

A Hauppauge Workers Comp Attorney at Polsky, Shouldice & Rosen, P.C. cannot emphasize enough how important it is to understand your rights under a workers’ compensation program, so you know when it is time to file a claim. If you sustained an injury or illness because of a workplace incident or environment, then you may be eligible to receive these benefits. Once you observe the injury or illness, it is imperative that you notify your employer promptly. Your employer will then have you complete paperwork so the incident is on file. 

Should I see a doctor the same day I report the injury/illness?

Yes, chances are after you report the injury or illness your employer will ask if you want to see a doctor that same day. It is in your best interest to say yes, so your condition can be officially documented by a medical professional. 

If you want more information about workers’ compensation rights and benefits, please contact our office to speak with a NY Workers Comp Attorney from Hauppauge at Polsky, Shouldice & Rosen, P.C. right away.