Have you been injured while working? Chances are that if you have, you will be able to recover workers compensation benefits. Before you attempt to do so on your own, it may be a good idea to consult a NY on the job injury attorney from Polsky Shouldice & Rosen PC. By doing so, you can ensure you recover everything you are owed, and not a penny less.
For a consultation with a NY on the job injury attorney, please call Polsky Shouldice & Rosen PC, right away.
Notifying Your Employer is Crucial
It is a state law for employers to have workers compensation insurance. If they do not have the right coverage, the state can order the company to cease all work until they get it. Furthermore, the company may be fined every single day they do not have the coverage. It is also possible for the company to be charged with a crime, and the owner may face additional fines or penalties.
Following a work injury, you should let your employer know that you were injured. This should be done as quickly as possible. Your employer should provide you with the details of their coverage, which is often included in a Notice to Employees form. It is very important that you take this step sooner rather than later. Any delay in notifying your employer about the injury could significantly affect your ability to recover maximum benefits. Should you be unable to notify your employer; for example, because you are in the hospital, you can ask a NY on the job injury attorney to help you.
Workers Compensation in NY
All states have their own rules about workers compensation benefits, and how the claims are handled. In general, if you’ve been injured and are unable to earn your wages for a period of time, usually 3-5 days, a claim can be filed. Typically you will have between 7 and 30 days to file the claim; however, the sooner you do so, the more likely it will be taken seriously.
The insurance company will have a brief period of time, usually 15 days, to either begin paying you benefits or denying your claim. In the event your claim is denied, you will have the right to appeal it. Unfortunately, as a NY on the job injury attorney, we estimate that nearly 50-60% of all claims are denied the first time. This is especially true when the applicant is proceeding with a claim on their own. Insurance companies can deny your claim for a number of reasons, such as:
- Failure to get medical attention
- Failure to tell your doctor that you were injured at work
- Failure to notify your employer within the right time
- Failure to include certain details
- Discrepancies in your statement about what happened
Apart from having a claim denied, the insurance company can also reduce your payments. A denial or reduction of payments can be devastating. By having an experienced NY on the job injury attorney to help you with the entire process, it is possible to minimize these risks.
If Your Were Injured on the Job, Call Polsky Shouldice & Rosen PC
As a NY on the job injury attorney, we are on your side. For a case review, please call Polsky Shouldice & Rosen PC now.