Workers Compensation Lawyers Rockville Centre
At Polsky, Shouldice & Rosen, P.C. our team of Workers Compensation Lawyers in Rockville Centre are experienced in the legalities of workers’ compensation benefits. You may already know that workers’ compensation is coverage for individuals injured during the course of their regular job. What if the injury didn’t occur at the office? What if you were offsite, at home or on the road?
The following are some basics that should explain when you are and are not covered following an injury outside the regular jobsite.
Working From Home
The same rules apply to someone who works from home and someone who works in the office. Someone who works from home and is injured during the course of his or her job could qualify for workers’ comp, just as someone who is injured in the office. That individual would have to prove the injury occurred during the course of work.
For example, if you are a seamstress and you cut your arm while cutting out the latest job you were given by your employer, that injury would probably qualify for coverage under workers’ compensation. If you took a break from work, went in the kitchen to make yourself a sandwich and cut yourself on a knife while slicing tomatoes, you would not have workers’ comp coverage.
If you are someone who works from home and needs clarity about whether an injury qualifies for workers’ compensation benefits, then contact our Workers Compensation Lawyers in Rockville Centre, NY for a free consultation.
When you leave the office for your lunch break, you are leaving your workers’ comp coverage behind. For instance, if you are involved in a slip and fall accident while on your way to your favorite restaurant down the street from your office, you won’t receive coverage for the accident. If your boss asked you to pick up lunch for him while you were out, the accident may qualify because you were running an errand for your employer.
Special Company Events
Our NY Workers Compensation Lawyers in Rockville Centre can explain how each state varies on rules regarding special company events. In some states, you receive workers’ compensation coverage from injuries sustained at special events, only if your employer required you to be there. If it is an extra activity and you can choose whether or not you participate, injuries sustained there may not qualify for coverage.
In most cases, you aren’t covered for injuries sustained while coming from or going to work. Some exceptions may include when you’re on a business trip, driving a vehicle provided by your company or are employed as a traveling salesperson or something similar.
Understanding Workers’ Compensation
Our team of New York Workers Compensation Lawyers in Rockville Centre can help you learn more about when you are and are not covered. When offsite and fulfilling your regular job, there are many situations in which you can receive coverage for an injury. Contact our Workers Compensation Lawyers in Rockville Centre, New York from Polsky, Shouldice & Rosen, P.C. today to understand your rights and for help filing a claim.
What You Can Do if Your Workers’ Compensation Claim Has Been Denied
You rely on insurance coverage to protect you financially as you recover from an illness, injury or other medical issues. Workers’ compensation insurance is in place to pay for medical costs due to incidents that occur while you are engaged in your work duties. Like other medical insurance claims, workers’ compensation reviews these incidents carefully. If the workers’ compensation insurance denies your request for coverage, you aren’t necessarily out of luck. However, it may benefit you to consult a workers’ comp lawyer Rockville Centre workers can trust.
Reasons for Denial
If workers’ compensation denies your claim, a representative should inform you of the reason. If this is not explicit, you have the right to know. There are various reasons why this may happen. One of the most common is that you did not report the injury in time. State laws require that employees inform their manager within a certain time range. Similarly, claims must be filed within the required time frame, which is usually no more than 90 days after the incident. The workers’ compensation representative may not see sufficient evidence that your claim is valid. Or, your employer may dispute the claim because it occurred outside of normal work duties. Also, if your injury occurred because you were disregarding rules or safety regulations, you will not have coverage. If you are concerned about being denied compensation, don’t hesitate to call a Rockville Centre workers’ comp lawyer from Polsky, Shouldice & Rosen, P.C.
The Appeals Process
If you believe the denial was unfair, you may appeal the decision. When you find out about the denial, it should also be clear how you can appeal the decision. Paperwork should explain the process and what information you will need to provide to workers’ compensation. A different insurance representative will review your case during an appeal. It may be wise to speak with your employer about your intentions to dispute the injury claim. Your manager or human resources representative may provide more insight into the denial. Your employer could also point you in the right direction.
Hiring a Workers’ Compensation Lawyer in Rockville Centre
The dispute process can be complicated and complex. If you are struggling to finalize your appeal case, you should speak to a lawyer that specializes in handling workers’ compensation cases. Your lawyer will have knowledge of insurance laws and the experience of representing clients in your situation. Polsky, Shouldice & Rosen, P.C. can help you re-examine the injury and the events that caused it. With a legal expert on your side, you may be able to gather important evidence to prove that your case has merit.
You shouldn’t despair if workers’ compensation has denied your injury claim. There are avenues you can pursue to get the help you need and believe you deserve. Call a Rockville Centre workers’ comp lawyer from Polsky, Shouldice & Rosen, P.C. now. [/vc_column_text][/vc_column]