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How does workers compensation work for self-employed people?

New York Workers Comp Attorney

How does workers compensation work for self-employed people?If you are self-employed and are hurt while working, you may be wondering if you’re eligible for workers compensation. This is a question that our New York workers comp attorney at Polsky, Shouldice & Rosen, P.C. is sometimes asked. In certain circumstances, if a person is injured on the job they may be eligible for compensation from the person or party who caused their injury. This tends to be more applicable if a worker does not have workers compensation and their injury was due to another person’s negligence. If you are not entirely responsible for your injury, and it requires costly medical care, call our office to speak to our New York workers comp attorney at no charge for a brief consultation to clarify your options.

What is workers compensation?

Workers compensation is available in every state of the United States. It is an insurance program administered by each state’s workers compensation board. Employers who have a certain number of employees are required to purchase workers compensation insurance so that their employees are protected in the event of injury. The laws vary somewhat from state to state, so if you are self-employed and have employees you may need to purchase the insurance. Check with New York’s workers compensation board to learn more. If you do not have workers compensation, and your injury was caused by someone else, talk to our workers comp attorney in New York to find out if it may be possible to file a personal injury claim with the responsible party’s insurance company.

Third-Party Negligence

Even in instances when a self-employed individual is hurt in the workplace and has workers compensation, they may benefit from talking to our workers comp attorney in New York if they sustained a serious injury. This is because workers compensation benefits are insufficient for some types of injuries, and if a worker is hurt by a third-party, they may not qualify for any benefits. The laws governing this type of situation can be complex and may require the insight of an attorney who is well versed in workers compensation laws. At Polsky, Shouldice & Rosen, P.C. we have helped many people who sustained serious injuries in the workplace.

Personal Injury Claims

Your workers comp attorney in New York may determine that your best option is to pursue a personal injury claim rather than workers compensation benefits. In this scenario, your lawyer can file the claim on your behalf against the person responsible for hurting you. If their insurance company refuses to honor the claim and provide you with a settlement, your workers comp attorney in New York from Polsky, Shouldice & Rosen, P.C. will discuss your options for taking further action such as filing a civil lawsuit.

Talk to an Experienced Workers Comp Attorney in New York

If you were injured while working through no fault of your own, you may be eligible for compensation even if you do not have workers compensation. Every case is different, and details matter so it’s important to talk to a legal professional to determine your legal options. Polsky, Shouldice & Rosen, P.C. has served the residents of New York for more than 30 years. Call to request a no-cost consultation with our New York Workers comp attorney to learn how might be able to assist you.