On The Job Injury Attorney NY
When you’re in need of an on the job injury attorney NY, turn to the team at Polsky, Shouldice & Rosen, P.C. Our team has helped many injured workers recover the compensation they deserve, and we are often asked about the basics of workers’ compensation insurance.
Insurance is a way of life for most. Whether it is automobile insurance or health insurance, the coverage it provides allows people to tap into its resources when an incident arises. Companies, too, may have insurance both on the property and the people who work for them. Workers’ compensation insurance is a policy that covers employees in the event of an accident or illness that is related to work. For more information on what is included and who qualifies under this policy, it is a good idea to become familiar with the ins-and-outs of the process.
Incidents occur that may result in an injury. When they happen at work, an employee may be able to tap into the workers’ compensation benefits carried by the employer. The coverage provided by the insurance carrier may pay for things such as medical treatment, rehabilitation, continuing care, and lost wages. To determine if an injury qualifies for this type of help, the worker must take specific steps. Consult with an on the job injury attorney NY to help you through this process. The team at Polsky, Shouldice & Rosen, P.C. is ready to help.
Reporting an Injury
An employer will not necessarily know that an accident has occurred, much less that it resulted in an injury. Therefore, one of the first things that an injured person must do is tell a supervisor or human resources representative about the accident. This is typically done as a worker’s first report of injury. It is a questionnaire that the employee must answer, and the employer must fill in. In this, the employee must give the details of the incident, including the time and exact location. It is helpful if there was a third-party present that can help add details and provide a statement to support the claim.
Getting Medical Care
A trip to the emergency room, medical clinic or physician is required for a workers’ compensation claim to be filed. Proof of an injury in the form of medical records should accompany the first report of injury. The details given by the medical records may help support that that accident occurred as the employee claimed it did. Be sure to give a copy of the records to your on the job injury attorney NY.
Once the employer gets the report of injury and the employee seeks treatment, a formal claim is filed with the workers’ compensation insurance carrier. This opens the official investigative process. The insurance company will seek witness corroboration and if none, may ask the employer and employee to furnish even more details as to the events surrounding the incident. During the investigation, the insurance carrier may start administering benefit to the employee. These may include further medical treatment and reimbursement for lost wages. These benefits may continue until a medical professional deems the injury is resolved.
For further questions regarding the workers’ compensation claim process, seek the help of an on the job injury attorney NY. The team at Polsky, Shouldice & Rosen, P.C. is ready to examine your case and show you how we can help secure the benefits you deserve.