Understanding The Benefits Of Workers’ Compensation Benefits
It’s only natural that after a work-related accident many employees and employers will be left with many questions regarding the process. Our team understands the intricacies of these laws and are dedicated to helping our clients in New York understand their rights and the benefits available to them. Below, we’ve compiled some of the most frequently asked questions about workers’ compensation benefits.
What Are Workers’ Compensation Benefits And Who Qualifies For Them?
Workers’ compensation benefits are designed to provide support and financial assistance to employees who suffer work-related injuries or illnesses. These benefits typically cover medical expenses, rehabilitation costs, and lost wages due to the inability to work. In New York, most employers are required to have workers’ compensation insurance, which means that most employees are covered. The key criterion for qualification is that the injury or illness must be directly related to the employee’s job.
How Do I File A Workers’ Compensation Claim In New York?
The process of filing a workers’ compensation claim in New York involves several steps. Firstly, it is crucial to report the injury to your employer as soon as possible. Following this, you’ll need to seek medical attention and ensure that the healthcare provider is aware that the injury is work-related. The next step is to complete and submit the necessary claim forms, which can be obtained from your employer or the New York Workers’ Compensation Board. It’s important to adhere to all deadlines and provide comprehensive documentation to support your claim.
What Types Of Benefits Can I Receive Through Workers’ Compensation?
Access to workers’ compensation benefits allows for victims to receive coverage for medical treatment that is related to the work injury or illness. Additionally, if you are unable to work for more than seven days, you may qualify for cash benefits, which are a percentage of your regular wages. In the case of permanent injuries, additional benefits may be available. It’s also important to note that these benefits are not just for physical injuries but also cover occupational diseases and mental health conditions related to work.
Can I See My Own Doctor For A Work-Related Injury?
In New York, you have the right to choose your own doctor for treating a work-related injury, provided that the doctor is authorized by the Workers’ Compensation Board. However, if your employer has a Preferred Provider Organization (PPO) arrangement, you might need to see a doctor within that network for the initial treatment. After that, you can choose to continue with a provider within the PPO or select your own authorized doctor.
What Should I Do If My Workers’ Compensation Claim Is Denied?
If your workers’ compensation claim is denied, you have the right to appeal the decision. This process involves filing an application for a hearing with the New York Workers’ Compensation Board, where your case will be reviewed, and a determination made. It’s often beneficial to work with knowledgeable New York workers’ compensation lawyers during this process, as they can help navigate the complexities of the appeal, gather necessary evidence, and represent your interests.
When an employee has suffered a work-related injury or illness, it’s important that they have a clear understanding of the rights and benefits available under workers’ compensation laws. At Polsky, Shouldice & Rosen, P.C., we are committed to providing comprehensive guidance and support to our clients throughout this process. If you have further questions or need assistance with your workers’ compensation claim, don’t hesitate to reach out to us. We are here to help ensure that you receive the benefits you deserve.