FAQ About Workers Compensation Coverage For Temporary And Permanent Injuries
For employees who are injured or have become ill due to their job, workers’ compensation provides essential support. Whether you’re dealing with temporary or permanent injuries, it’s important to understand how coverage works and what benefits may be available. Filing a claim can be an important step in recovering lost wages and accessing medical care. A Queens, NY workers compensation lawyer can provide valuable assistance in understanding the process and protecting your rights.
What Types Of Injuries Are Covered By Workers’ Compensation?
Workers’ compensation typically covers injuries that occur during the course of employment. This includes both physical injuries, such as fractures, burns, and sprains, and occupational illnesses, such as respiratory conditions caused by hazardous materials. Temporary injuries that heal with time, as well as permanent injuries that impact your long-term ability to work, may qualify for benefits. The key is demonstrating that the injury or illness is directly related to your job duties.
How Are Temporary And Permanent Injuries Handled Differently?
Temporary injuries generally involve medical treatment and wage replacement benefits for a specific period while you recover. Once you’re cleared to return to work, benefits usually end. In contrast, permanent injuries may qualify for extended compensation. Depending on the severity of the injury and its impact on your ability to work, you could receive ongoing wage replacement or a lump sum settlement. The process often includes medical evaluations to determine the extent of your disability.
Can I Choose My Own Doctor For Treatment?
In many cases, workers’ compensation requires you to see a healthcare provider approved by your employer’s insurance. However, after a certain period, you might be able to switch to a doctor of your choice. It’s crucial to follow the rules for medical treatment under workers’ compensation to avoid jeopardizing your claim. To help support your case, it’s important to keep detailed records of your appointments, treatments, and progress.
What Happens If My Claim Is Denied?
If your claim is denied, you still have options. Denials can occur for various reasons, including missing documentation or disputes about whether the injury was work-related. You can appeal the decision and present additional evidence to support your case. It’s a good idea to seek legal guidance during the appeals process to improve your chances of receiving the benefits you deserve.
Are All Workers Eligible For Compensation?
Most employees are covered by workers’ compensation, but there are exceptions. Independent contractors, freelancers, and certain types of workers may not qualify for traditional benefits. If you’re unsure about your status, reviewing your employment classification and the details of your case is a good first step. This can clarify whether you are entitled to file a claim.
Support For Your Workers’ Compensation Claim
For many employees facing temporary or permanent injuries, workers’ compensation acts as a lifeline. Understanding your rights and the steps involved in securing benefits can make a significant difference in your recovery. If you need assistance with a claim or have questions about your eligibility, our team is here to help. Attorneys at Polsky, Shouldice & Rosen, P.C. have over 30 years of experience in advocating for injured workers and can provide guidance tailored to your situation. Contact us today to schedule a complimentary consultation so that you can speak with a trusted workers’ compensation lawyer.
